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Villa life - an experience like no other

Make your dream come true with 42 Estate

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Home Cms

We don't just sell homes. We sell a vision. 42 Estates brings to aspiring homeowners a doorway to a better life.

OUR APPROACH

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We Offer The Highest Level Of Expertise, 
Service, And Integrity

Buy your Dream Home In prime location

Life in villas is undoubtedly a cut above the rest. The sense of privacy and luxury it offers is truly unparalleled. It is an apt choice for both homebuyers as well as ambitious investors who desire big returns on the investments they make. Located mostly in exclusive, niche spaces, villas also stand out on account of the amenities it brings to the fore. By being a proud owner of a villa, one can lead a life of utmost comfort. It will also have a positive influence on the social status of a person. It is extremely advantageous in comparison to congested apartments. 

 

The following are a few unique comforts which only those residing in villas can truly experience 

 

 

**As peaceful as it gets** 
Villas are mostly located in serene yet sprawling spaces far removed from the hustle and bustle of the city. It is an apt choice for all those who long for a tranquil lifestyle at a prime spot in the city. With innumerable options to unwind, it is the best place to soak in the myriad pleasures that a luxurious life offers on a platter. Spacious in the true sense of the word, Villas are the go-to choice if the pinnacle of comfort is what you seek. 

 

 

**High-end living** 
It is unlike anything that you have experienced before. Be it a lush garden or a private pool, all the amenities that you desire can be integrated into your villa without any difficulties. Perfectly suited for an elegant and high-end lifestyle, villas can transform your lifestyle like no other. It is also an apt place to throw high-end parties which can make you the talk of the town.
 
 

 

 


**Customize as per your wish** 

Much more spacious and convenient than apartments, Villas offer residents the option to design rooms as per their desire. Each room can be customized as per the preference of the homebuyer. Apart from that, the residents are free to design a garden, bedrooms, porch, and swimming pool according to their choice. 
 
 

 
**A pet-friendly environment** 
Villas are not just a conducive place for human beings but for their pets too. As it is enormously spacious, there is enough free space for the pets to roam around. This frees the concern of all those who share a strong emotional bond with their pets. It is one of the major highlights of Villas. 

 

 

 

**A sense of independence** 
Villas can evoke a sense of independence and pride in the minds of the residents. Grandiose in the true sense of the word, it helps you live the life of your most ambitious dreams. It makes you a proud owner of an enormous amount of space. So much so that you can laze around in a pool or garden as if it is your own. 

 

 

In addition to this, there are many other ways in which Villas can be truly advantageous. For an ambitious investor, a villa project is more likely to offer better results compared to the apartments as the value of the former grows with the passage of time. Also if your family consists of a large number of people, then a sneaky apartment might prove to be adequate. There too a villa is a perfect choice. Embrace the true comforts of an inimitable lifestyle by owning a perfect villa.

Life in villas is undoubtedly a cut above the rest. The sense of privacy and luxury it offers is truly unparalleled. It is an apt choice for both home buyers as well as ambitious investors who desire  big 

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Owning a home is the realization of a dream you nourished. But there are certain obstacles that one should be wary of before making the most important decision of his/her life.

The relatively easy access to home loans from leading financial institutions have been successful in paving the way towards luxury for all those who wish to live the life of grandeur in the destination of their choice.

 

If you move ahead without a properly chalked out plan, EMIs could severely weigh down your monthly budget for an extremely long period. Repayment of a loan is an extremely long and strenuous process, so aspiring homebuyers should ensure that the situation never spirals out of control.

 

Here are some important points the ambitious homebuyers should keep in mind while applying for home loans.

 

 

Shorten the period, lessen the stress

Make sure that the loan tenure doesn’t exceed a certain limit. Adjust it accordingly by making effective use of the EMI Calculator. A longer duration amounts to more interest. So make sure that you foresee all the difficulties before you decide on something.

 
 

Preplan to prepay

 

The interest rate can be significantly lowered through the prepayment of a home loan. It is an effective solution to curb expenses. To make the prepayment on time, the borrower ought to be highly committed and financially disciplined. 

 

It helps to pay off the loan as early as possible. Make sure that you prepay in order to reduce the interest cost on a home loan.




Investment holds the key

 

Smart investments could be increasingly beneficial for you. The investments can be further used as the down payment of the loan. It will enhance your reliability as a borrower. 




Avail RBI's loan restructuring scheme

 

Financial issues of borrowers have spiralled out of control post the pandemic. It has made matters extremely difficult for them. The restructuring scheme offered by RBI attempts to bail them out of trouble.  

 

A moratorium waives off EMIs or principal part for some time and restructures the loan to a suitable repayment regime thereafter. The borrowers should apply before September 30, 2021.




 Don't stay fixed, float instead

 

In comparison to floating loans, the interest rate is high in the case of fixed loans. In the current scenario, floating-rate loan is undoubtedly a better choice of the two as lenders tend to charge at least 2% high on fixed loans. 



Owning a home is the realization of a dream you nourished. But there are certain obstacles that one should be wary of before making the most important decision of his/her life.

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Top tips to reduce your home loan interest rate

How to Improve Your Credit Score for a Home Loan During Pandemic

 

The unforeseen pandemic and the resultant lockdown have clearly disrupted the financial stability of millions across the globe. It led to a large number of business closures, income losses and salary cuts, etc. Realizing the hardships of the individuals, banks across the country announced a reduction in the interest rate on home loans. It has proved to be a welcome move for prospective buyers in these highly uncertain times where everyone seeks the comfort of his own home. 

The perspective of home buyers has changed significantly ever since the pandemic reared its ugly head. There is now an increased demand for spacious and elegantly designed abodes that have in store all the most sought-after modern-day amenities. With the threat still looming large, people still continue to spend more time in the confines of their own homes. 

However, it is necessary to gauge your financial health before you set off on the ambitious path towards the dream abode. Hence it is of absolute importance to keep a constant track of your credit score. Your eligibility for a home loan is decided based on the total credit score. 

 

Credit Score

Ranging between 300 and 850, Credit Score is a number that depicts the creditworthiness of a customer. More the score, the better the borrower's profile would seem to potential lenders. It is used by lenders to evaluate the timely loan repayment capacity of an individual.  It is ascertained by taking into account numerous factors such as total levels of debt, repayment history, number of open accounts and others. 

 

Following are the few ways by which you can improve your credit score

Apply for a joint loan

You can overcome the risks associated with the loaning process by adding a trustworthy co-applicant who has an equal responsibility to pay off the EMI. In addition to enhancing the loan eligibility, it can also boost your chances of approval.  You can also avail of a loan for a higher amount if required.

 

Longer tenure = less EMI

You can effectively reduce the burden posed by monthly EMI by opting for a longer tenure. It will also help you increase the chances of availing a home loan. The mounting interest rate can be regulated by making part prepayment. This option is offered by most banks that offer home loans.

 

Be financially disciplined

Improve the credit score by adopting a financially disciplined approach. Make an effort to settle all the outstanding dues on time. Keep track of the score consistently to ensure that it is completely under control.

 

 Bring down the FOIR

Fixed obligation to income ratio (FOIR) refers to the portion of income set apart for repayment of mandatory debts like loan EMIs, insurance premiums, and other instalments. It reduces the credit risk, enhances overall loan eligibility, and boosts loan approval chances.

 

Invest in a reputed brand

It is relatively easier to secure home loans if the concerned brand is a hugely popular one. Banks prefer established real estate developers owing to their trustworthiness. Timely delivery and financial security are mostly ensured in such cases.

 

Conclusion

It takes a lot of time to build a healthy credit score. Adhering to the aforementioned steps will go a long way in improving your overall credit profile. The combination of time and a pattern of on-time payments are the best tools to better your score.

 

The unforeseen pandemic and the resultant lockdown have clearly disrupted the financial stability of millions across the globe. It led to a large number of business closures

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How to Improve Your Credit Score for a Home Loan During Pandemic

One of the best villa properties in Sarjapur for many reasons. Bang on the main road and very close to the town. Elegant looks, compact, but good floor plans available with particular villa types. Good set of amenities as well. Have been watching the construction progress since July 2021 and must say the quality and speed of completion is very satisfactory.

Jayasankar S

The project is coming up in a beautiful location. The quality of construction is excellent. It has all the amenities. The management and the staff are co-operative and doing wonderful job.


Gangadhar Yatham

I am looking for property to stay with family , not for just invest and leave for future. I am much impressed with available options for customer requirement. Clubhouse and model houses are so much impressed. Finally I decided 42QS is the best property in front of main road near Sarjapura towards Attibele.

Kondal Sanaka

Liked the project, Nicely designed villas. They even have lift option for one of the configurations. The Gazebo and terrace space was lovely. Option of Solar power was cool. Fell in love with the Model Villa - Villa# 11. I hope it's going to be a great experience for those who can afford to move-in to Mark One.

Ravi G

Near perfection! It has the advantages of an independent villa combined with the conveniences we've been used to in an apartment, such as power backup, Central water supply, open paved pathways as well as a pool, club house etc. We finalized after searching for about a year in this area and did not find any project which fit our needs better.

Vibhu Gupta

Villas are perfectly designed and lots of thoughts are given for the floors plan. This is one of the best villas available closed to Sarjapur Police station. We really appreciate Mr. Dhilip for his effort and time to show and explain the property also he is always reachable for any clarification after sale as well. We really liked the model villa and hoping that our villa will get delivered with same quality and promised time.

Ramesh Poomaalai

OUR STORY

Exclusive swimming pool with a toddlers pool surrounded by deck, Clubhouse facility with:- Table tennis, Foosball, Chess, carrom & cards room, Activity Room, Steam Room, Multipurpose hall, Gymnasium, 2 Indoor badminton court, Meditation Room, Parks with native & medicinal plants, Children play area, Puddle & amphitheatre, Gazebo.

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A Commune Designed For Mindful Living

42 Mark One Villa

There's something beautiful about the living a mindful life. Its all about being aware of everything and everyone around you; of living with a sense of responsibility towards nature and in complete harmony with it. It involves not just thinking evolved thoughts but also actions that reflect it .

We Offer The Highest Level Of Expertise, Service, And Integrity.

There's something beautiful about the living a mindful life. Its all about being aware of everything and everyone around you; of living with a sense of responsibility towards nature and in complete harmony with it. It involves not just thinking evolved thoughts but also actions that reflect it . 

The life and soul of 42 Mark One is designed around the philosophy of 'giving back'. Life here is about a profound sense of peace, joy and contentment that comes from living the right way and doing the right things.

Among the project's major specialties is the convenient access it offers to the city's prominent IT hubs like Whitefield and Electronic City. Spread over a sprawling 6 acres, the Lifestyle Villas stand out on the account of the state-of-the-art amenities it offers. Nestled in the midst of ample green spaces, the villas are the go-to choice for all those who long for a resplendent lifestyle. Highly accessible yet far removed from the dust and din, this is the perfect avenue for convenient urban living. 

42 Mark One offers 86 beautiful & thoughtfully designed villas near Kodathi, off Sarjapur Road, close to Electronic City that are also vastu-compliant. 

Each villa is conceived to be a luxurious cocoon that inspires mindful living in subtle ways. Whether it’s perfectly placed skylights for ‘all day’ natural illumination or walk-in wardrobes that offer both convenience and privacy: Roof top gardens: large windows for optimal cross ventilation or a provision for an extra bedroom… your home at 42 Mark One comes with details that will be appreciated by those who recognise the power of conscious design.

A COMMUNE DESIGNED FOR MINDFUL LIVING.

A Commune Designed for Mindful Living

Smart Homes in a Safe Community

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Exquisitely crafted 200 luxury apartments

42 Lavender  

We have exquisitely crafted 200 luxury apartments with all modern amenities in an abundant 3 acres land area of Mattannur road, Kannur.

42 Lavender is rooted in Kannur, an ancient city famous for its pristine beaches, Theyyam dance form and its handloom industry in Gods own country, Kerala.

 

42 Lavender is 1 Km from Mathukkoth, 2.5 Km from Kannur Indoor Stadium, 9 Km from Kannur via Elayavoor, 10 Km from Kannur via Kakkad Road, 22 Km from Thalaserry and only 20 Km from Kannur International Airport.

Exquisitely crafted 200 luxury apartments

Launching Soon..!

PRM/KA/RERA/1251/310/AG/180430/000875

ADDRESS

Mathukkoth, Kannur

PHONE

888 080 4242

42 Lavender - Kannur

The Land Of Looms and Lores

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